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Bankruptcy Zen

A Brief Overview of Bankruptcy

What is bankruptcy? Bankruptcy is a form of debt relief provided by the federal government. It is not the end of the road, but merely a way out. What happens when I file Continue Reading …

Repairing Your Credit

2 Tips on Managing Your Credit Rating With Bankruptcy

Bankruptcy seems like the end of the line for most people. No more American Dream, it's gone. This isn't true! Despite a bankruptcy on your record, the likelihood of obtaining credit isn't Continue Reading …

Bankruptcy Attorney

4 Reasons Why an Attorney is a Must

Bankruptcy law is very complex and even many general practices have difficulties in keeping up to date with new laws. With the somewhat recent Bankruptcy Abuse Prevention and Consumer Continue Reading …

Assess Your Spending

3 Ways to Assess Your Spending

Going into as well as coming out of a bankruptcy requires complete knowledge of your current debt situation. The devil is in the details, and any lax in monitoring your daily spending could Continue Reading …

How to File for Bankruptcy

Bankruptcy Zen - Secured Property

Keeping Property Secured by Collateral

Chapter 7 Bankruptcy - Keeping Property Secured by Collateral One of the reasons bankruptcy is intimidating is due to the possibility of losing property - no one wants to lose their home Continue Reading …

Filing Costs

Bankruptcy Filing Costs

Bankruptcy cost money, and depending on how sure you want to be during your process (go the trecherous journey alone or have an expert guide you through) it can cost more, and often does, Continue Reading …

Chaper 13

Chapter 13 Bankruptcy in a Nutshell

Chapter 13 bankruptcy consists of setting up debt repayment plans over the course of 3 to 5 years. During this time, you make payments you can afford (setup in the plan) to a trustee who Continue Reading …

Chapter 7

Chapter 7 Bankruptcy in a Nutshell

Thanks to the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), filing for Chapter 7 bankruptcy is now much more difficult. Chapter 7 deals with liquidation under the Continue Reading …

Bankruptcy Questions

Will filing for bankruptcy eliminate all debt?

Will filing for bankruptcy eliminate all debt?

Bankruptcy is a solution to financial ruin but it doesn't eliminate everything. Many people mistakenly think that bankruptcy eliminates their legal obligations to pay back their debt - while Continue Reading …

balancesheet

What Property Can You Keep if You File for Bankruptcy?

Federal Exemptions Federal bankruptcy exemptions are generally updated every three years - the last of which was in 2010. If you are married and filing a joint petition - you may be allowed Continue Reading …

Should You File For Bankruptcy?

Should You File for Bankruptcy?

Debt can be a good thing, but when mismanaged and left to grow it makes life very difficult. Resolving debt can be a long and difficult road - bankruptcy shouldn't be considered until Continue Reading …

Hire an Attorney

Can I File For Bankruptcy Without An Attorney?

While corporations require an attorney to file for bankruptcy, individuals may represent and file for bankruptcy themselves. Filing without an attorney - commonly called pro se - is possible Continue Reading …

Why Bankruptcy?

Stop Being Bullied

Stop Being Bullied

Stop being bullied by debt collectors, credit card firms and the negative stigma many seem to think is associated with bankruptcy. You aren't alone - there is a road to recovery. Continue Reading …

Bankruptcy Zen

Understanding the Advantages of Bankruptcy

Many fear bankruptcy for the perceived social stigma, the fear of public records and of job loss but these fears are all unfounded. Most employers do not even seek out information from Continue Reading …

Bankruptcy Zen

Bankruptcy Doesn’t Mean Financial Ruin

The b word doesn't have to scare you anymore. Financial ruin is terrifying for anyone but there is a way out - bankruptcy. Take a long at some common bankruptcy myths and understand that Continue Reading …

Why Bankruptcy - Bankruptcy Zen

Why Bankruptcy?

You are not alone!The reasons for bankruptcy can happen fast and come unexpectedly. No one plans for it but you aren't alone - thousands of people file for bankruptcy each day, and the Continue Reading …

FREE BANKRUPTCY EVALUATION

If you would like to learn more about how Bankruptcy can help improve your financial situation, please complete the form below. A local bankruptcy attorney will contact you and answer your questions for free.

Free Bankruptcy Evaluation

If you would like to learn more about how Bankruptcy can help improve your financial situation, please complete the form below. A local bankruptcy attorney will contact you and answer your questions for free.

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